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In this conversation, see Shelly and Sasha break down the company's latest product moves—from intelligent Verification to the groundbreaking FICO Score Simulator. A smarter future for lending. In this episode, hear from Shelly and Sasha of Xactus as they break down the company's latest product moves—from Intelligent Ve
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CrossCountry Mortgage lifts internal conforming loan limit to $845K
2+ day, 8+ hour ago (430+ words) CrossCountry Mortgage increased its internal conforming loan limit to $845,000 through an Early Bird program, getting ahead of FHFA’s official 2027 announcement. AI Summary CrossCountry Mortgage (CCM) has raised its conforming loan limit to $845,000 through an “Early Bird” program announced Thursday, moving…...
Rocket raises conforming loan limit to $845,000
2+ day, 15+ hour ago (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...
Former Better executive Chad Smith named Envoy Mortgage CEO
6+ day, 4+ hour ago (448+ words) PLACE has appointed former Better.com executive Chad Smith as CEO of Envoy Mortgage and president of PLACE’s mortgage and financial services division. Envoy, which had been led by President Jesse Passafiume without a CEO, is expanding through its acquisition…...
Truss Financial pivots to direct lending to speed non-QM, HELOC deals
1+ week, 1+ day ago (362+ words) Truss Financial Group has expanded from brokerage into direct lending, launching in-house underwriting and table funding in California while keeping a 90-plus partner wholesale network across 44 states and Washington, D.C. AI Summary Ladera Ranch, California-based Truss Financial Group (TFG) has expanded…...
eXp, Kind wind down Success Lending JV, with Newrez on deck
1+ week, 3+ day ago (486+ words) eXp World Holdings and Kind Lending will shut down their mortgage JV, Success Lending. eXp said it is exploring a new joint venture with Newrez after Success originated about $270 million year to date. AI Summary eXp World Holdings and Kind…...
Residential Lending CEOs Face Five Strategic Questions
1+ week, 4+ day ago (839+ words) With rates near 6.5% in major forecasts and purchase volume pressured, lenders are rethinking scale, customer ownership, defensibility, tech ROI and optionality. The series outlines mortgage banking questions shaping strategy through 2028. AI Summary Mortgage banking has always been cyclical. This cycle…...
2026 Vanguard: Ben Madick
2+ week, 1+ day ago (226+ words) Ben Madick combined his experience in correspondent lending and mortgage compliance to create Matic, a digital property and casualty insurance marketplace built for lenders and servicers. Matic helped pioneer embedded insurance by integrating coverage comparisons directly into the homeownership experience....
MILLION Luxury bets on AI to compete with mega brokerages
1+ week, 5+ day ago (894+ words) Miami based MILLION Luxury is deploying AI across marketing, CRM, lead qualification and internal operations to increase productivity per agent. CEO Andrés Muñoz says AI is meant to amplify agent expertise and client service, not replace agents. AI Summary As…...
Reframe Systems raises $40M to scale modular microfactories
1+ week, 5+ day ago (720+ words) Reframe Systems raised $40 million led by Energy Impact Partners to expand its network of robotics-enabled homebuilding microfactories across North America. The “physical AI” company says it can deliver homes three times faster and 35% cheaper than traditional construction by using small,…...
Affordability Proposals Target Title Insurance and Raise Risk
1+ week, 5+ day ago (455+ words) Proposals to waive title insurance on certain low-risk loans are framed as affordability measures, but they could shift $600 billion in annual risk exposure to homeowners and taxpayers. The column argues title costs are small relative to other ownership costs and…...