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In this conversation, see Shelly and Sasha break down the company's latest product moves—from intelligent Verification to the groundbreaking FICO Score Simulator. A smarter future for lending. In this episode, hear from Shelly and Sasha of Xactus as they break down the company's latest product moves—from Intelligent Ve
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CrossCountry Mortgage lifts internal conforming loan limit to $845K
2+ day, 8+ hour ago (430+ words) CrossCountry Mortgage increased its internal conforming loan limit to $845,000 through an Early Bird program, getting ahead of FHFA’s official 2027 announcement. AI Summary CrossCountry Mortgage (CCM) has raised its conforming loan limit to $845,000 through an “Early Bird” program announced Thursday, moving…...
Toughen up: StyleCraft Builders CEO on back-to-basics leadership
2+ day, 8+ hour ago (1623+ words) StyleCraft Builders CEO Doug French argues the current market is exposing execution gaps that strong demand once masked. He says the focus is on repeatable fundamentals, including on-time delivery, tighter variances, more targeted incentives, and land plays in smaller pocket…...
How VantageScore 4.0 impacts GSE mortgage pricing
2+ day, 9+ hour ago (823+ words) Fannie Mae and Freddie Mac released official LLPA grids for Classic FICO and VantageScore 4.0 as FHFA opened VantageScore delivery to all lenders. The GSEs apply VantageScore pricing at a bucket that's 20 points higher than FICO, and third-party analyses find borrower…...
Rocket raises conforming loan limit to $845,000
2+ day, 15+ hour ago (305+ words) Rocket Mortgage raised its conforming loan limit to $845,000 for 1-unit homes in 48 states, effective immediately across retail and Rocket Pro. The new cap is 1.47% above the current 2026 limit of $832,750, and Rocket set $1,267,500 for Alaska and Hawaii ahead of FHFA’s November…...
Mortgage credit availability fell 1% in August
2+ day, 14+ hour ago (323+ words) MBA’s Mortgage Credit Availability Index fell 1% in August to a reading of 107.3, signaling tighter lending standards. The conventional index dropped 1.8% and jumbo availability fell 2.5%, while government loan availability was unchanged. AI Summary Mortgage credit availability declined in August as lenders…...
Private listings force a buyer side conversation in listing talks
2+ day, 14+ hour ago (1061+ words) The column argues the strongest objection to private listings is not only price outcomes but the consumer experience of incomplete search. It offers 4 practical steps for agents to reframe listing conversations and document trade-offs. AI Summary The sellers signed the…...
Lindsay Listanski named CMO at Coldwell Banker Real Estate
2+ day, 15+ hour ago (240+ words) Coldwell Banker Real Estate promoted Lindsay Listanski to chief marketing officer. The company is consolidating brand, brokerage, and commercial marketing teams to support a more integrated strategy across its company-owned operations and franchise network. AI Summary Lindsay Listanski has been…...
Jason Finch named president of Fischer Homes
2+ day, 15+ hour ago (253+ words) Fischer Homes named veteran executive Jason Finch president in a leadership restructuring that separates the president and chief operating officer roles. Finch, previously South Region president, will oversee homebuilding strategy and operations across the company’s 11 markets. AI Summary Kentucky-based Fischer…...
Cost per lead can look fine while real estate customer costs climb
2+ day, 16+ hour ago (1000+ words) Cost per lead measures the cost to generate an inquiry, while customer acquisition cost measures the cost to win a paying client. In slower markets, breakdowns after the form fill can push customer costs higher even if lead costs look…...
National Home Corp. targets 18% gross margin with pace focus
3+ day, 8+ hour ago (1637+ words) National Home Corp. is scaling an entry-level model built on finished lots, standardized plans, and fast inventory turns. CEO Michael Bergman said the company posted about 18% gross margin in July while running on-plan closings and above-plan starts. AI Summary Michael…...