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News

Mortgage Solutions
mortgagesolutions.co.uk > buy-to-let-mortgages > 09/08/2026 > rental-arrears-hit-low-but-landlords-cite-void-challenges

Rental arrears hit low but landlords cite void challenges

4+ day, 22+ hour ago   (219+ words) The latest Landlord Trends report from Pegasus Insight noted that the share of landlords citing arrears has steadily fallen for the last six years, since peaking at 42% in 2020. This was despite a slight rise in arrears seen in Q1 this year....

Mortgage Solutions
mortgagesolutions.co.uk > mortgage-news > 09/07/2026 > new-shared-ownership-model-would-add-30000-homes-a-year-homebuilder-says

New shared ownership model would add 30,000 homes a year, homebuilder says

5+ day, 17+ hour ago   (527+ words) Vistry published a white paper on the shared ownership model, which is currently under development and being informed by discussions with the National Housing Bank and policymakers. Choice-led shared ownership allows eligible first-time buyers to buy a qualifying new-build home…...

Mortgage Solutions
mortgagesolutions.co.uk > better-business > business-skills > 09/02/2026 > old-free-and-single-why-housing-wealth-must-be-part-of-the-conversation-davidson

Old, free and single: Why housing wealth must be part of the conversation – Davidson

1+ week, 3+ day ago   (508+ words) According to the report, the poverty rate among pensioner couples is 11%, compared with around 20% for single pensioners. Around 1.2 million single pensioners were living in relative poverty in 2023/24, of whom roughly two-thirds were women, due to them living longer on average....

Mortgage Solutions
mortgagesolutions.co.uk > better-business > business-skills > 09/02/2026 > the-hidden-cost-of-a-cooling-market-title-delays-now-carry-a-price-tag-ashley

The hidden cost of a cooling market: Title delays now carry a price tag – Ashley

1+ week, 3+ day ago   (446+ words) The market remains active, but buyers have more choice and sellers are facing greater competition than they did a year ago. In a cooling market, delays don’t just affect timelines – they can also affect prices. Buyers who have committed to…...

Mortgage Solutions
mortgagesolutions.co.uk > mortgage-news > 09/01/2026 > ecology-bs-launches-mortgage-for-scotlands-first-homes-fund

Ecology BS launches mortgage for Scotland's First Homes Fund

1+ week, 4+ day ago   (240+ words) The lender has become the 11th official provider of the scheme, where the Scottish government gives first-time buyers up to £10,000 towards the purchase of their first home. Ecology Building Society will finance the purchase up to 95% loan to value (LTV) on…...

Mortgage Solutions
mortgagesolutions.co.uk > mortgage-news > 09/01/2026 > ftbs-face-greatest-affordability-pressure-since-2008-says-uk-finance

FTBs face 'greatest affordability pressure since 2008' says UK Finance

1+ week, 4+ day ago   (610+ words) UK Finance’s Q2 2026 Household Finance Review outlined a mortgage market that has made a very tentative recovery. Positively, the report highlighted underlying strength in purchasing demand for now. Overall, house purchase lending for the year through to July was just under…...

Mortgage Solutions
mortgagesolutions.co.uk > mortgage-news > 09/01/2026 > house-prices-inch-up-0-2-in-august-as-market-remains-subdued

House prices inch up 0.2% in August as market remains subdued

1+ week, 5+ day ago   (260+ words) According to Nationwide’s latest house price index, the average seasonally adjusted property value now stands at £275,465. However, there are some hopes that borrower affordability is improving. Robert Gardner, Nationwide’s chief economist, said: “Market expectations of the future path of Bank…...

Mortgage Solutions
mortgagesolutions.co.uk > mortgage-news > 08/25/2026 > newcastle-expands-affordability-boost-offering-for-new-build-buyers

Newcastle expands affordability boost offering for new-build buyers

2+ week, 4+ day ago   (234+ words) The change applies to eligible first-time buyers, homemovers and existing customers purchasing a new-build property. The affordability boost allows customers who choose a qualifying longer-term fixed rate mortgage to be assessed using criteria linked to the longer-term payment certainty offered…...

Mortgage Solutions
mortgagesolutions.co.uk > specialist-lending > complex-buy-to-let > 08/24/2026 > holiday-let-market-defies-tax-crackdown-as-investors-stay-put

Holiday let market defies tax crackdown as investors stay put

2+ week, 5+ day ago   (804+ words) The inaugural Holiday Let Index from The Cumberland showed that investors saw their profitability increase, indicating their ability to adjust to the changes. The furnished holiday let tax regime was scrapped last April, meaning investors could no longer treat their…...

Mortgage Solutions
mortgagesolutions.co.uk > mortgage-news > 08/18/2026 > skipton-international-launches-limited-company-lending-for-overseas-investors

Skipton International launches limited company lending for overseas investors

3+ week, 4+ day ago   (157+ words) Skipton International will lend up to 65% loan to value (LTV) with a minimum loan size of £200,000 and a £4,999 application fee. The lender will accept up to two directors or shareholders and allow pure SPVs only, not trading companies. They must…...