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FHFA Studies Credit-Report Changes To Cut Mortgage Costs
3+ day, 1+ hour ago (1261+ words) Editor’s note: This story has been updated to clarify that FHFA Director Bill Pulte did not specify whether “a single credit report” referred to one bureau report or a portable report that could be shared among lenders. The Federal Housing…...
FHFA Studies Single Credit Report To Cut Mortgage Costs
3+ day, 4+ hour ago (1097+ words) The Federal Housing Finance Agency is studying whether mortgage lenders could rely on a single credit report instead of the industry’s traditional tri-merge, signaling that the agency’s mortgage-credit overhaul could extend well beyond the competition between FICO and VantageScore. FHFA…...